NM Financial Institutions Division Mortgage Specialists
Mortgage Lending Information
Attention: As of July, 2011, the Financial Institutions Division will begin mortgage examinations. Per New Mexico Mortgage Loan Company Act section 58-21-12, NMSA 1978, Examination of Records.
MORTGAGE CALL REPORTS
Mortgage Call Report functionality will be available on the NMLS website starting May 2, 2011. We are asking that the Call Report for the first quarter of 2011 be submitted between May 15 and August 15, 2011. The Call Report for the second quarter of 2011 will be due August 15, 2011. Thereafter, all mortgage call reports are due 45 days from the end of each quarter.
View FID Hearings and Administrative Calendar
Welcome to the State of New Mexico’s Residential Mortgage Lending information page for mortgage lenders, mortgage brokers, mortgage loan originators, homeowners and homebuyers.
If you are a mortgage lender, broker, or mortgage loan originator, this page will lead you to mortgage industry information primarily focused on the statutory requirements for the State of New Mexico.
If you are a consumer, realize that one purpose of the Division is consumer protection. Homeowners and homebuyers can find useful mortgage loan information, frequently asked questions about mortgage lending, and complaint procedures.
NM Financial Institutions Division Mortgage Specialists
Click here for mortgage-specific contact information.
Mortgage Loan Company and Loan Originator Information
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For questions relating to the Nationwide Mortgage Licensing System, please contact the NMLS Call Center at (240) 386-4444. |
HLPA Points and Fees Threshold Exclusion - Upfront Private Mortgage Insurance: Effective January 1, 2011, the maximum percentage of upfront premium private mortgage insurance that is excluded from the Home Loan Protection Act 58-21A-3 (M)(1)(d)(14) NMSA 1978, Points and Fees threshold test is 3.3%.
Consumer Information
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www.nmlsconsumeracess.org/ Nationwide Mortgage Licensing System and Registry (NMLS) – Public Consumer Access |
Approved Third-Party Nonprofit Counselors referenced in 12.15.8 NMAC
HUD-1 Settlement Statement Guide
State of New Mexico Home Loan Guide
